Our client originally was approached by a predatory competitor that charged her 33%. They didn't handle her claim for 6 months before her contractor told her to give us a call. No matter our efforts the insurance carrier stuck with their original decision to not pay her claim. We submitted every document they requested of our office. Judi has sought the assistance of a law firm. This shows that how the claim is handled in the beginning will affect the rest of your claim.
Without our efforts Judi and her attorneys would not have the documentation needed to settle or try her case.
It is unfortunate but what you do, say, and do not do will be used against you by your insurance carrier.
This Clark Howard Fox News clip is from 7 years ago but could not be more true today.
The sad truth is that if your carrier is not fighting you then they are most likely underpaying your claim. Some companies will fight you every time. Insurance claims are not fast and if they are paying quickly, they are trying to shut down your claim.
Clark has another video where he says that insurance companies are only paying 65 cents on the dollar to settle claims. I agree that they are underpaying claims but 65% is unlikely if you are not getting professional assistance.
Our team is ready for a house fire with asbestos.
Electric panel fire.
Interior fire.
Spartan Claim Resources is the pre-legal solution to insurance claim handling.
Dealing with your insurance company and a fire damage claim can feel like stressful, especially if you’re managing a commercial building, multifamily complex, apartment, or part of a religious organization. Ease your mind immediately and call our fire claims public adjuster team as your advocate in securing a fair and prompt settlement from your insurance carrier for all kinds of losses to include:
Call us to protect your home.
Should I hire a public adjuster?
Kitchen fire.
Our public adjusters manage the insurance claim process on your behalf, aiming to reduce stress, eliminate delays, and secure the maximum possible settlement.
It’s common to feel overwhelmed. Our professional team alleviates the burden by handling negotiations and paperwork.
Experience matters. Our adjusters bring expertise and negotiation skills that can significantly raise the settlement offer.
We typically charge a percentage of your claim’s settlement. Utilizing our expertise can result in higher compensation for your damages.
Key roles of a Fire Public Adjuster
HELP REDUCE STRESS
Our expert team helps manage the complex insurance claim handling processes. We help you get back on track.
EXPERT NEGOTIATIONS
Our team of public adjusters and property loss consultants have extensive knowledge, training, and experience secure a superior settlement offer for your damages.
MAXIMIZE YOUR CLAIM SETTLEMENT
Our skilled public adjusting firm assess all damages to ensure you receive the fair settlement you deserve.
MAXIMIZE YOUR INSURANCE CLAIM
Public adjusters typically charge a percentage of the claim settlement. In Nevada, this fee can vary depending on the complexity of the claim and the amount of work required to settle it. Generally, fees range from 12% to 20% of the total settlement amount. It’s important to discuss fees upfront with your fire public adjuster to understand what you will be charged once the claim is settled. Investing in a public adjuster can often lead to a significantly higher settlement, which can offset the cost of their fee.
Nevada does not have a fee cap, but we have seen companies charge 25%-33%. Thier clients then called us to finish our competitor's unfinished business. Most of those claims did not have any circumstance or reason to charge fees in excess of 20%. We find that some public adjusting companies operating in Nevada charging high predatory fees.
A denied claim is a tough claim to get reversed and is the reason why you should get a public adjuster involved after the loss.
These claims may warrant a 20% fee.